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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,942 | $169,336-20.9% | $129,384+3.5% | $145,884-8.2% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 11.46% | 14408.70%-14397.2pp | 9461.77%-9450.3pp | 551.85%-540.4pp |
| Employer contribution / active EE | $3,104 | $5,540-44.0% | $4,153-25.3% | $4,662-33.4% |
| Participant deferral / active EE | $14,202 | $4,985+184.9% | $4,166+240.9% | $6,690+112.3% |
| Admin fee / account holder | $24,903 | $9,912+151.2% | $7,686+224.0% | $13,392+86.0% |