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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,396 | $111,535+103.9% | $105,223+116.1% | $137,256+65.7% |
| Participation rate | 83.3% | 78.1%+5.2pp | 75.0%+8.3pp | 80.0%+3.4pp |
| Annual return | 10.49% | 237.85%-227.4pp | 180.65%-170.2pp | 220.34%-209.9pp |
| Employer contribution / active EE | $2,722 | $3,939-30.9% | $3,689-26.2% | $4,156-34.5% |
| Participant deferral / active EE | $9,500 | $5,500+72.7% | $5,072+87.3% | $6,407+48.3% |
| Admin fee / account holder | $616 | $9,721-93.7% | $8,859-93.0% | $12,270-95.0% |