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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,972 | $77,814-67.9% | $158,223-84.2% | $86,983-71.3% |
| Participation rate | 48.4% | 68.4%-20.0pp | 79.2%-30.8pp | 69.5%-21.1pp |
| Annual return | 17.99% | 30.54%-12.5pp | 52.09%-34.1pp | 25.83%-7.8pp |
| Employer contribution / active EE | $0 | $2,592-100.0% | $4,109-100.0% | $2,584-100.0% |
| Participant deferral / active EE | $1,829 | $3,270-44.1% | $5,467-66.5% | $4,194-56.4% |
| Admin fee / account holder | $2,107 | $5,879-64.2% | $16,047-86.9% | $7,856-73.2% |