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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,972 | $75,541-66.9% | $152,093-83.6% | $82,637-69.8% |
| Participation rate | 48.4% | 66.5%-18.1pp | 77.8%-29.3pp | 68.1%-19.6pp |
| Annual return | 17.99% | 32.56%-14.6pp | 66.36%-48.4pp | 53.51%-35.5pp |
| Employer contribution / active EE | $0 | $2,622-100.0% | $4,175-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $1,829 | $3,206-43.0% | $5,451-66.5% | $4,126-55.7% |
| Admin fee / account holder | $2,107 | $6,405-67.1% | $14,497-85.5% | $7,339-71.3% |