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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,590 | $86,949+19.1% | $102,460+1.1% | $80,959+28.0% |
| Participation rate | 80.0% | 72.4%+7.6pp | 76.5%+3.5pp | 67.7%+12.3pp |
| Annual return | 12.73% | 18.89%-6.2pp | 29.47%-16.7pp | 35.67%-22.9pp |
| Employer contribution / active EE | $900 | $2,370-62.0% | $3,025-70.2% | $2,757-67.3% |
| Participant deferral / active EE | $4,798 | $4,121+16.4% | $5,056-5.1% | $4,300+11.6% |
| Admin fee / account holder | $6,577 | $8,048-18.3% | $9,460-30.5% | $6,925-5.0% |