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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,200 | $110,337-50.9% | $102,383-47.1% | $145,877-62.8% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 12.58% | 24.83%-12.3pp | 24.94%-12.4pp | 551.28%-538.7pp |
| Employer contribution / active EE | $7,625 | $4,216+80.9% | $3,870+97.0% | $4,663+63.5% |
| Participant deferral / active EE | $8,184 | $5,621+45.6% | $5,060+61.7% | $6,691+22.3% |
| Admin fee / account holder | $1,465 | $9,750-85.0% | $8,391-82.5% | $13,402-89.1% |