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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,848 | $96,123+36.1% | $77,361+69.1% | $198,609-34.1% |
| Participation rate | 100.0% | 81.1%+18.9pp | 75.0%+25.0pp | 82.4%+17.6pp |
| Annual return | 7.39% | 2054.81%-2047.4pp | 1011.54%-1004.1pp | 202.70%-195.3pp |
| Employer contribution / active EE | $15,079 | $3,791+297.8% | $2,990+404.3% | $5,055+198.3% |
| Participant deferral / active EE | $12,157 | $4,975+144.4% | $3,911+210.8% | $6,977+74.2% |
| Admin fee / account holder | $1,057 | $9,471-88.8% | $5,894-82.1% | $19,030-94.4% |