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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,512 | $159,934-37.2% | $147,005-31.6% | $145,959-31.1% |
| Participation rate | 66.7% | 84.0%-17.3pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 15.82% | 98.24%-82.4pp | 418.76%-402.9pp | 561.95%-546.1pp |
| Employer contribution / active EE | $3,017 | $5,287-42.9% | $4,934-38.8% | $4,661-35.3% |
| Participant deferral / active EE | $10,042 | $8,427+19.2% | $8,070+24.4% | $6,689+50.1% |
| Admin fee / account holder | $454 | $15,053-97.0% | $13,006-96.5% | $13,398-96.6% |