Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,509 | $57,140-86.9% | $85,240-91.2% | $80,959-90.7% |
| Participation rate | 60.0% | 56.4%+3.6pp | 67.5%-7.5pp | 67.7%-7.7pp |
| Annual return | 9.26% | 21.71%-12.5pp | 66.75%-57.5pp | 35.67%-26.4pp |
| Employer contribution / active EE | $292 | $1,802-83.8% | $2,735-89.3% | $2,757-89.4% |
| Participant deferral / active EE | $841 | $3,115-73.0% | $4,527-81.4% | $4,300-80.4% |
| Admin fee / account holder | $1,058 | $4,992-78.8% | $6,165-82.8% | $6,925-84.7% |