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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,196 | $102,385-50.0% | $147,080-65.2% | $80,935-36.7% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 11.75% | 135.09%-123.3pp | 420.17%-408.4pp | 35.66%-23.9pp |
| Employer contribution / active EE | $1,604 | $3,717-56.8% | $4,933-67.5% | $2,757-41.8% |
| Participant deferral / active EE | $2,846 | $6,651-57.2% | $8,066-64.7% | $4,299-33.8% |
| Admin fee / account holder | $7,047 | $7,951-11.4% | $12,989-45.7% | $6,924+1.8% |