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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,196 | $102,393-50.0% | $147,041-65.2% | $80,911-36.7% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 11.75% | 134.95%-123.2pp | 419.21%-407.5pp | 35.63%-23.9pp |
| Employer contribution / active EE | $1,604 | $3,715-56.8% | $4,935-67.5% | $2,756-41.8% |
| Participant deferral / active EE | $2,846 | $6,647-57.2% | $8,071-64.7% | $4,297-33.8% |
| Admin fee / account holder | $7,047 | $7,943-11.3% | $13,006-45.8% | $6,935+1.6% |