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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,273 | $183,592+33.1% | $155,567+57.0% | $145,959+67.4% |
| Participation rate | 27.3% | 82.7%-55.4pp | 78.2%-50.9pp | 80.3%-53.0pp |
| Annual return | 12.18% | 61.24%-49.1pp | 64.74%-52.6pp | 561.95%-549.8pp |
| Employer contribution / active EE | $1,029 | $5,315-80.6% | $4,674-78.0% | $4,661-77.9% |
| Participant deferral / active EE | $4,654 | $6,464-28.0% | $5,628-17.3% | $6,689-30.4% |
| Admin fee / account holder | $27,019 | $19,318+39.9% | $15,916+69.8% | $13,398+101.7% |