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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,603 | $162,136-38.0% | $152,301-33.9% | $154,746-35.0% |
| Participation rate | 68.4% | 84.1%-15.7pp | 82.4%-14.0pp | 80.7%-12.3pp |
| Annual return | 26.99% | 91.02%-64.0pp | 80.50%-53.5pp | 172.34%-145.3pp |
| Employer contribution / active EE | $2,531 | $4,890-48.2% | $4,624-45.3% | $4,379-42.2% |
| Participant deferral / active EE | $7,815 | $8,341-6.3% | $8,004-2.4% | $6,730+16.1% |
| Admin fee / account holder | $2,824 | $15,759-82.1% | $14,398-80.4% | $14,365-80.3% |