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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $699,972 | $154,754+352.3% | $124,206+463.6% | $138,895+404.0% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.6%+30.4pp | 79.9%+20.1pp |
| Annual return | 17.59% | 709.28%-691.7pp | 515.27%-497.7pp | 145.39%-127.8pp |
| Employer contribution / active EE | $18,778 | $4,446+322.3% | $3,540+430.4% | $4,194+347.7% |
| Participant deferral / active EE | $8,703 | $4,621+88.3% | $3,968+119.3% | $6,396+36.1% |
| Admin fee / account holder | $1,910 | $6,690-71.4% | $5,929-67.8% | $12,562-84.8% |