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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $699,972 | $167,030+319.1% | $135,768+415.6% | $155,188+351.0% |
| Participation rate | 100.0% | 76.2%+23.8pp | 71.1%+28.9pp | 80.8%+19.2pp |
| Annual return | 17.59% | 678.39%-660.8pp | 526.10%-508.5pp | 148.84%-131.3pp |
| Employer contribution / active EE | $18,778 | $4,132+354.4% | $3,394+453.3% | $4,248+342.1% |
| Participant deferral / active EE | $8,703 | $4,528+92.2% | $3,977+118.8% | $6,531+33.2% |
| Admin fee / account holder | $1,910 | $8,172-76.6% | $7,048-72.9% | $14,480-86.8% |