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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,825 | $111,535-34.7% | $105,223-30.8% | $137,256-46.9% |
| Participation rate | 87.5% | 78.1%+9.4pp | 75.0%+12.5pp | 80.0%+7.5pp |
| Annual return | 9.76% | 237.85%-228.1pp | 180.65%-170.9pp | 220.34%-210.6pp |
| Employer contribution / active EE | $6,507 | $3,939+65.2% | $3,689+76.4% | $4,156+56.6% |
| Participant deferral / active EE | $8,341 | $5,500+51.7% | $5,072+64.5% | $6,407+30.2% |
| Admin fee / account holder | $1,594 | $9,721-83.6% | $8,859-82.0% | $12,270-87.0% |