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| Provider | Service type | Compensation |
|---|---|---|
RETIREMENT PLANS, INC.7+ years Filed as: RETIREMENT PLANS INC. Service code 16 · EIN 90-0734163 | Consulting | $24,949 |
Service code 15 · EIN 13-3689044 | Recordkeeping | $20,383 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,142 | $83,023-57.7% | $102,437-65.7% | $77,762-54.8% |
| Participation rate | 62.4% | 71.5%-9.2pp | 74.5%-12.2pp | 70.6%-8.2pp |
| Annual return | 12.60% | 19.12%-6.5pp | 24.95%-12.3pp | 31.27%-18.7pp |
| Employer contribution / active EE | $1,440 | $3,552-59.5% | $3,871-62.8% | $2,728-47.2% |
| Participant deferral / active EE | $2,010 | $4,110-51.1% | $5,060-60.3% | $4,651-56.8% |
| Admin fee / account holder | $139 | $639-78.2% | $8,388-98.3% | $433-67.8% |