Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,052 | $78,690-55.5% | $161,489-78.3% | $87,485-59.9% |
| Participation rate | 39.8% | 67.5%-27.7pp | 78.7%-38.9pp | 68.9%-29.1pp |
| Annual return | 11.43% | 32.74%-21.3pp | 89.72%-78.3pp | 26.06%-14.6pp |
| Employer contribution / active EE | $592 | $2,588-77.1% | $4,268-86.1% | $2,596-77.2% |
| Participant deferral / active EE | $2,138 | $3,311-35.4% | $5,630-62.0% | $4,274-50.0% |
| Admin fee / account holder | $3,824 | $6,724-43.1% | $16,006-76.1% | $7,775-50.8% |