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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,222 | $160,040-43.6% | $147,096-38.7% | $145,877-38.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.88% | 98.49%-84.6pp | 419.75%-405.9pp | 551.28%-537.4pp |
| Employer contribution / active EE | $7,218 | $5,289+36.5% | $4,936+46.2% | $4,663+54.8% |
| Participant deferral / active EE | $13,971 | $8,429+65.8% | $8,071+73.1% | $6,691+108.8% |
| Admin fee / account holder | $521 | $15,050-96.5% | $13,005-96.0% | $13,402-96.1% |