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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,824 | $183,592-93.6% | $155,574-92.4% | $145,877-91.9% |
| Participation rate | 90.5% | 82.7%+7.8pp | 78.2%+12.3pp | 80.3%+10.2pp |
| Annual return | 9.15% | 61.37%-52.2pp | 64.87%-55.7pp | 551.28%-542.1pp |
| Employer contribution / active EE | $898 | $5,317-83.1% | $4,676-80.8% | $4,663-80.7% |
| Participant deferral / active EE | $2,728 | $6,466-57.8% | $5,629-51.5% | $6,691-59.2% |
| Admin fee / account holder | $1,014 | $19,316-94.8% | $15,914-93.6% | $13,402-92.4% |