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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,475 | $154,228+71.5% | $145,433+81.9% | $137,256+92.7% |
| Participation rate | 90.5% | 83.8%+6.7pp | 82.1%+8.4pp | 80.0%+10.5pp |
| Annual return | 16.48% | 74.59%-58.1pp | 66.58%-50.1pp | 220.34%-203.9pp |
| Employer contribution / active EE | $5,921 | $4,804+23.3% | $4,554+30.0% | $4,156+42.5% |
| Participant deferral / active EE | $14,481 | $8,216+76.2% | $7,897+83.4% | $6,407+126.0% |
| Admin fee / account holder | $9,721 | $14,344-32.2% | $13,129-26.0% | $12,270-20.8% |