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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,694 | $110,410-29.6% | $102,437-24.2% | $145,897-46.7% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 17.34% | 24.85%-7.5pp | 24.95%-7.6pp | 552.29%-534.9pp |
| Employer contribution / active EE | $7,759 | $4,217+84.0% | $3,871+100.5% | $4,663+66.4% |
| Participant deferral / active EE | $26,085 | $5,622+364.0% | $5,060+415.5% | $6,689+290.0% |
| Admin fee / account holder | $14,323 | $9,745+47.0% | $8,388+70.8% | $13,390+7.0% |