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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,253 | $80,748-46.4% | $102,383-57.8% | $74,429-41.9% |
| Participation rate | 66.0% | 65.7%+0.3pp | 74.5%-8.6pp | 67.2%-1.3pp |
| Annual return | 13.96% | 27.57%-13.6pp | 24.94%-11.0pp | 1368.38%-1354.4pp |
| Employer contribution / active EE | $2,100 | $3,159-33.5% | $3,870-45.7% | $2,625-20.0% |
| Participant deferral / active EE | $4,430 | $3,861+14.7% | $5,060-12.4% | $4,348+1.9% |
| Admin fee / account holder | $1,148 | $2,371-51.6% | $8,391-86.3% | $1,944-40.9% |