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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,253 | $80,781-46.5% | $102,437-57.8% | $74,478-41.9% |
| Participation rate | 66.0% | 65.7%+0.3pp | 74.5%-8.6pp | 67.2%-1.3pp |
| Annual return | 13.96% | 27.58%-13.6pp | 24.95%-11.0pp | 1370.56%-1356.6pp |
| Employer contribution / active EE | $2,100 | $3,160-33.5% | $3,871-45.7% | $2,626-20.0% |
| Participant deferral / active EE | $4,430 | $3,862+14.7% | $5,060-12.4% | $4,350+1.8% |
| Admin fee / account holder | $1,148 | $2,372-51.6% | $8,388-86.3% | $1,946-41.0% |