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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,890 | $99,921-75.1% | $85,009-70.7% | $145,959-82.9% |
| Participation rate | 80.0% | 74.1%+5.9pp | 67.5%+12.5pp | 80.3%-0.3pp |
| Annual return | 23.51% | 83.89%-60.4pp | 66.47%-43.0pp | 561.95%-538.4pp |
| Employer contribution / active EE | $733 | $3,233-77.3% | $2,728-73.1% | $4,661-84.3% |
| Participant deferral / active EE | $1,609 | $5,293-69.6% | $4,522-64.4% | $6,689-75.9% |
| Admin fee / account holder | $4,379 | $7,252-39.6% | $6,153-28.8% | $13,398-67.3% |