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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,890 | $100,139-75.1% | $85,187-70.8% | $145,884-82.9% |
| Participation rate | 80.0% | 74.1%+5.9pp | 67.5%+12.5pp | 80.3%-0.3pp |
| Annual return | 23.51% | 84.15%-60.6pp | 66.67%-43.2pp | 551.85%-528.3pp |
| Employer contribution / active EE | $733 | $3,238-77.4% | $2,732-73.2% | $4,662-84.3% |
| Participant deferral / active EE | $1,609 | $5,296-69.6% | $4,525-64.4% | $6,690-75.9% |
| Admin fee / account holder | $4,379 | $7,262-39.7% | $6,162-28.9% | $13,392-67.3% |