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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,890 | $99,995-75.1% | $85,063-70.7% | $145,978-82.9% |
| Participation rate | 80.0% | 74.1%+5.9pp | 67.5%+12.5pp | 80.3%-0.3pp |
| Annual return | 23.51% | 83.99%-60.5pp | 66.54%-43.0pp | 550.52%-527.0pp |
| Employer contribution / active EE | $733 | $3,231-77.3% | $2,727-73.1% | $4,662-84.3% |
| Participant deferral / active EE | $1,609 | $5,295-69.6% | $4,523-64.4% | $6,690-75.9% |
| Admin fee / account holder | $4,379 | $7,255-39.6% | $6,155-28.9% | $13,400-67.3% |