Retirement plan

UPPER MICHIGAN ORAL & MAXILLOFACIAL SURGERY, PC 401(K) PROFIT SHARING PLAN

Name: UPPER MICHIGAN ORAL & MAXILLOFACIAL SURGERY, PC - UPPER MICHIGAN ORAL & MAXILLOFACIAL SURGERY, PC 401(K) PROFIT SHARING PLAN (2025) Form 5500
Creator: UPPER MICHIGAN ORAL & MAXILLOFACIAL SURGERY, PC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, UPPER MICHIGAN ORAL & MAXILLOFACIAL SURGERY, PC 401(K) PROFIT SHARING PLAN, UPPER MICHIGAN ORAL & MAXILLOFACIAL SURGERY, PC

UPPER MICHIGAN ORAL & MAXILLOFACIAL SURGERY, PCEIN 20-1808354Plan #001PY 2025

1250 WILSON STREET, SUITE 101 - MARQUETTE, MI 49855906-228-7173LinkedIn1-10 employeesmedical practice

Prospect flagsHigh feesHigh assets / participant

How to read this page

Total assets (EOY)

$2.2M

+16.2% from 2024

Total participants

+33.3% from 2024

Average account balance

$733,181

+16.2% from 2024

Annual return

11.55%

+2.02 pp from 2024

Benchmarks

See 45,380 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants<25

Cohort45,380 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.20M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$733K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

75.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$89K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$22K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.55%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$6560

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2R3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$20K

$4920 / participant

Other / not subdivided$20K100.0%

% of EOY assets

0.895%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$733,181

$185,312+295.6%

$161,489+354.0%

$154,746+373.8%

Participation rate

75.0%

82.5%-7.5pp

78.7%-3.7pp

80.7%-5.7pp

Annual return

11.55%

103.84%-92.3pp

89.72%-78.2pp

172.34%-160.8pp

Employer contribution / active EE

$13,515

$4,769+183.4%

$4,268+216.6%

$4,379+208.6%

Participant deferral / active EE

$8,683

$6,350+36.8%

$5,630+54.2%

$6,730+29.0%

Admin fee / account holder

$6,560

$18,654-64.8%

$16,006-59.0%

$14,365-54.3%

UPPER MICHIGAN ORAL & MAXILLOFACIAL SURGERY, PC 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

UPPER MICHIGAN ORAL & MAXILLOFACIAL SURGERY, PC 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion