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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,140 | $171,492-64.9% | $150,734-60.1% | $198,609-69.7% |
| Participation rate | 100.0% | 81.4%+18.6pp | 78.4%+21.6pp | 82.4%+17.6pp |
| Annual return | 12.98% | 804.70%-791.7pp | 600.81%-587.8pp | 202.70%-189.7pp |
| Employer contribution / active EE | $9,083 | $5,470+66.1% | $4,918+84.7% | $5,055+79.7% |
| Participant deferral / active EE | $857 | $6,259-86.3% | $5,610-84.7% | $6,977-87.7% |
| Admin fee / account holder | $8,220 | $17,628-53.4% | $14,905-44.9% | $19,030-56.8% |