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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,230 | $172,111-18.5% | $150,298-6.7% | $137,256+2.2% |
| Participation rate | 90.0% | 81.7%+8.3pp | 77.8%+12.2pp | 80.0%+10.0pp |
| Annual return | 11.15% | 69.37%-58.2pp | 62.79%-51.6pp | 220.34%-209.2pp |
| Employer contribution / active EE | $3,719 | $4,636-19.8% | $4,154-10.5% | $4,156-10.5% |
| Participant deferral / active EE | $6,690 | $6,166+8.5% | $5,453+22.7% | $6,407+4.4% |
| Admin fee / account holder | $2,429 | $16,471-85.3% | $14,116-82.8% | $12,270-80.2% |