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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,791 | $160,070-87.6% | $147,117-86.5% | $145,897-86.4% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 9.32% | 98.69%-89.4pp | 420.54%-411.2pp | 552.29%-543.0pp |
| Employer contribution / active EE | $1,397 | $5,285-73.6% | $4,932-71.7% | $4,663-70.0% |
| Participant deferral / active EE | $2,104 | $8,419-75.0% | $8,065-73.9% | $6,689-68.5% |
| Admin fee / account holder | $16,443 | $15,035+9.4% | $12,993+26.6% | $13,390+22.8% |