Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,539 | $76,407-6.4% | $150,298-52.4% | $82,448-13.2% |
| Participation rate | 55.2% | 66.4%-11.2pp | 77.8%-22.6pp | 68.1%-12.9pp |
| Annual return | 14.14% | 39.99%-25.9pp | 62.79%-48.6pp | 41.64%-27.5pp |
| Employer contribution / active EE | $75 | $2,614-97.1% | $4,154-98.2% | $2,551-97.1% |
| Participant deferral / active EE | $3,589 | $3,214+11.7% | $5,453-34.2% | $4,139-13.3% |
| Admin fee / account holder | $7,234 | $6,352+13.9% | $14,116-48.8% | $7,2340% |