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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $597,453 | $146,267+308.5% | $197,124+203.1% | $82,448+624.6% |
| Participation rate | 90.7% | 84.0%+6.7pp | 86.7%+4.0pp | 68.1%+22.6pp |
| Annual return | 15.01% | 29.61%-14.6pp | 44.34%-29.3pp | 41.64%-26.6pp |
| Employer contribution / active EE | $3,074 | $4,723-34.9% | $6,227-50.6% | $2,551+20.5% |
| Participant deferral / active EE | $19,481 | $7,035+176.9% | $9,135+113.3% | $4,139+370.6% |
| Admin fee / account holder | $84,261 | $14,422+484.3% | $16,298+417.0% | $7,234+1064.7% |