Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,818 | $183,539+68.3% | $155,556+98.5% | $145,897+111.7% |
| Participation rate | 44.4% | 82.7%-38.3pp | 78.2%-33.8pp | 80.3%-35.9pp |
| Annual return | 3.30% | 61.31%-58.0pp | 64.84%-61.5pp | 552.29%-549.0pp |
| Employer contribution / active EE | $3,652 | $5,315-31.3% | $4,675-21.9% | $4,663-21.7% |
| Participant deferral / active EE | $8,278 | $6,467+28.0% | $5,631+47.0% | $6,689+23.7% |
| Admin fee / account holder | $305 | $19,275-98.4% | $15,885-98.1% | $13,390-97.7% |