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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,849 | $162,136-69.3% | $152,301-67.3% | $154,746-67.8% |
| Participation rate | 73.3% | 84.1%-10.8pp | 82.4%-9.1pp | 80.7%-7.4pp |
| Annual return | 16.05% | 91.02%-75.0pp | 80.50%-64.5pp | 172.34%-156.3pp |
| Employer contribution / active EE | $2,699 | $4,890-44.8% | $4,624-41.6% | $4,379-38.4% |
| Participant deferral / active EE | $3,439 | $8,341-58.8% | $8,004-57.0% | $6,730-48.9% |
| Admin fee / account holder | $6,869 | $15,759-56.4% | $14,398-52.3% | $14,365-52.2% |