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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,760 | $76,407-92.5% | $150,298-96.2% | $82,448-93.0% |
| Participation rate | 60.0% | 66.4%-6.4pp | 77.8%-17.8pp | 68.1%-8.1pp |
| Annual return | 35.64% | 39.99%-4.3pp | 62.79%-27.1pp | 41.64%-6.0pp |
| Employer contribution / active EE | $831 | $2,614-68.2% | $4,154-80.0% | $2,551-67.4% |
| Participant deferral / active EE | $1,550 | $3,214-51.8% | $5,453-71.6% | $4,139-62.6% |
| Admin fee / account holder | $33 | $6,352-99.5% | $14,116-99.8% | $7,234-99.5% |