Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,949 | $58,311-26.3% | $81,882-47.5% | $80,959-46.9% |
| Participation rate | 22.0% | 63.5%-41.5pp | 72.4%-50.4pp | 67.7%-45.6pp |
| Annual return | 5.06% | 41.85%-36.8pp | 779.47%-774.4pp | 35.67%-30.6pp |
| Employer contribution / active EE | $398 | $2,347-83.0% | $2,916-86.3% | $2,757-85.5% |
| Participant deferral / active EE | $977 | $3,287-70.3% | $4,323-77.4% | $4,300-77.3% |
| Admin fee / account holder | $7,915 | $4,752+66.6% | $7,360+7.6% | $6,925+14.3% |