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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,419 | $117,895+4.7% | $102,460+20.5% | $145,897-15.4% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 12.16% | 31.92%-19.8pp | 29.47%-17.3pp | 552.29%-540.1pp |
| Employer contribution / active EE | $8,945 | $3,619+147.2% | $3,025+195.7% | $4,663+91.8% |
| Participant deferral / active EE | $4,633 | $5,736-19.2% | $5,056-8.4% | $6,689-30.7% |
| Admin fee / account holder | $6,155 | $13,353-53.9% | $9,460-34.9% | $13,390-54.0% |