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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,450 | $102,382-42.9% | $147,005-60.2% | $80,874-27.7% |
| Participation rate | 69.0% | 75.8%-6.8pp | 82.2%-13.1pp | 67.6%+1.4pp |
| Annual return | 21.05% | 134.89%-113.8pp | 418.76%-397.7pp | 35.62%-14.6pp |
| Employer contribution / active EE | $4,006 | $3,715+7.8% | $4,934-18.8% | $2,756+45.4% |
| Participant deferral / active EE | $8,719 | $6,646+31.2% | $8,070+8.0% | $4,297+102.9% |
| Admin fee / account holder | $890 | $7,942-88.8% | $13,006-93.2% | $6,935-87.2% |