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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,450 | $102,422-42.9% | $147,117-60.3% | $80,959-27.8% |
| Participation rate | 69.0% | 75.9%-6.8pp | 82.2%-13.1pp | 67.7%+1.4pp |
| Annual return | 21.05% | 135.16%-114.1pp | 420.54%-399.5pp | 35.67%-14.6pp |
| Employer contribution / active EE | $4,006 | $3,717+7.8% | $4,932-18.8% | $2,757+45.3% |
| Participant deferral / active EE | $8,719 | $6,652+31.1% | $8,065+8.1% | $4,300+102.8% |
| Admin fee / account holder | $890 | $7,953-88.8% | $12,993-93.1% | $6,925-87.1% |