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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,447 | $39,798-78.8% | $67,704-87.5% | $59,633-85.8% |
| Participation rate | 75.3% | 57.4%+17.9pp | 67.5%+7.8pp | 68.7%+6.6pp |
| Annual return | 1.57% | 89.94%-88.4pp | 25.41%-23.8pp | 2041.45%-2039.9pp |
| Employer contribution / active EE | $659 | $1,393-52.7% | $2,559-74.2% | $2,203-70.1% |
| Participant deferral / active EE | $1,775 | $2,335-24.0% | $3,585-50.5% | $3,192-44.4% |
| Admin fee / account holder | $5,324 | $3,212+65.8% | $4,255+25.1% | $4,297+23.9% |