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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,120 | $101,778-10.5% | $164,975-44.8% | $80,925+12.6% |
| Participation rate | 92.7% | 71.8%+20.9pp | 78.6%+14.1pp | 67.7%+25.0pp |
| Annual return | 11.85% | 16.73%-4.9pp | 70.12%-58.3pp | 35.65%-23.8pp |
| Employer contribution / active EE | $2,108 | $2,954-28.6% | $4,343-51.5% | $2,756-23.5% |
| Participant deferral / active EE | $8,853 | $4,477+97.8% | $6,033+46.7% | $4,299+106.0% |
| Admin fee / account holder | $9,744 | $8,221+18.5% | $12,688-23.2% | $6,940+40.4% |