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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,178 | $201,370-87.5% | $184,256-86.3% | $145,897-82.7% |
| Participation rate | 83.3% | 87.5%-4.2pp | 86.8%-3.5pp | 80.3%+3.0pp |
| Annual return | 8.55% | 29.05%-20.5pp | 28.85%-20.3pp | 552.29%-543.7pp |
| Employer contribution / active EE | $3,060 | $7,024-56.4% | $6,427-52.4% | $4,663-34.4% |
| Participant deferral / active EE | $6,141 | $9,808-37.4% | $9,133-32.8% | $6,689-8.2% |
| Admin fee / account holder | $367 | $16,364-97.8% | $13,899-97.4% | $13,390-97.3% |