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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,327 | $209,336-84.1% | $197,124-83.1% | $137,256-75.7% |
| Participation rate | 85.7% | 87.3%-1.6pp | 86.7%-1.0pp | 80.0%+5.8pp |
| Annual return | 10.13% | 48.09%-38.0pp | 44.34%-34.2pp | 220.34%-210.2pp |
| Employer contribution / active EE | $3,030 | $6,591-54.0% | $6,227-51.3% | $4,156-27.1% |
| Participant deferral / active EE | $5,730 | $9,614-40.4% | $9,135-37.3% | $6,407-10.6% |
| Admin fee / account holder | $488 | $17,308-97.2% | $16,298-97.0% | $12,270-96.0% |