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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $397,379 | $185,312+114.4% | $161,489+146.1% | $154,746+156.8% |
| Participation rate | 85.0% | 82.5%+2.5pp | 78.7%+6.3pp | 80.7%+4.3pp |
| Annual return | 18.39% | 103.84%-85.4pp | 89.72%-71.3pp | 172.34%-153.9pp |
| Employer contribution / active EE | $4,402 | $4,769-7.7% | $4,268+3.1% | $4,379+0.5% |
| Participant deferral / active EE | $6,228 | $6,350-1.9% | $5,630+10.6% | $6,730-7.5% |
| Admin fee / account holder | $1,107 | $18,654-94.1% | $16,006-93.1% | $14,365-92.3% |