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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,706 | $166,268-80.9% | $165,100-80.8% | $145,897-78.3% |
| Participation rate | 87.5% | 82.0%+5.5pp | 78.6%+8.9pp | 80.3%+7.2pp |
| Annual return | 4.13% | 100.52%-96.4pp | 70.21%-66.1pp | 552.29%-548.2pp |
| Employer contribution / active EE | $1,757 | $5,284-66.8% | $4,348-59.6% | $4,663-62.3% |
| Participant deferral / active EE | $2,515 | $6,964-63.9% | $6,035-58.3% | $6,689-62.4% |
| Admin fee / account holder | $124,175 | $16,659+645.4% | $12,696+878.1% | $13,390+827.3% |