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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,706 | $166,131-80.9% | $164,975-80.8% | $145,877-78.3% |
| Participation rate | 87.5% | 82.0%+5.5pp | 78.6%+8.9pp | 80.3%+7.2pp |
| Annual return | 4.13% | 100.37%-96.2pp | 70.12%-66.0pp | 551.28%-547.2pp |
| Employer contribution / active EE | $1,757 | $5,276-66.7% | $4,343-59.5% | $4,663-62.3% |
| Participant deferral / active EE | $2,515 | $6,962-63.9% | $6,033-58.3% | $6,691-62.4% |
| Admin fee / account holder | $124,175 | $16,648+645.9% | $12,688+878.7% | $13,402+826.5% |