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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,547 | $88,360-41.7% | $145,433-64.6% | $67,986-24.2% |
| Participation rate | 73.5% | 65.5%+8.0pp | 82.1%-8.6pp | 57.2%+16.3pp |
| Annual return | 19.48% | 63.15%-43.7pp | 66.58%-47.1pp | 31.67%-12.2pp |
| Employer contribution / active EE | $2,253 | $3,054-26.2% | $4,554-50.5% | $2,019+11.6% |
| Participant deferral / active EE | $10,560 | $5,932+78.0% | $7,897+33.7% | $3,358+214.5% |
| Admin fee / account holder | $5,603 | $3,313+69.1% | $13,129-57.3% | $3,203+74.9% |