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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,361 | $166,268+13.9% | $165,100+14.7% | $145,897+29.8% |
| Participation rate | 81.8% | 82.0%-0.2pp | 78.6%+3.2pp | 80.3%+1.5pp |
| Annual return | 13.93% | 100.52%-86.6pp | 70.21%-56.3pp | 552.29%-538.4pp |
| Employer contribution / active EE | $746 | $5,284-85.9% | $4,348-82.8% | $4,663-84.0% |
| Participant deferral / active EE | $9,065 | $6,964+30.2% | $6,035+50.2% | $6,689+35.5% |
| Admin fee / account holder | $1,368 | $16,659-91.8% | $12,696-89.2% | $13,390-89.8% |