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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,025 | $81,504-69.3% | $102,437-75.6% | $80,959-69.1% |
| Participation rate | 40.5% | 66.9%-26.3pp | 74.5%-34.0pp | 67.7%-27.1pp |
| Annual return | 12.46% | 25.60%-13.1pp | 24.95%-12.5pp | 35.67%-23.2pp |
| Employer contribution / active EE | $1,069 | $3,104-65.6% | $3,871-72.4% | $2,757-61.2% |
| Participant deferral / active EE | $1,857 | $3,871-52.0% | $5,060-63.3% | $4,300-56.8% |
| Admin fee / account holder | $2,211 | $6,719-67.1% | $8,388-73.6% | $6,925-68.1% |