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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,653 | $112,729+117.0% | $98,716+147.8% | $137,256+78.2% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 14.33% | 38.48%-24.2pp | 31.81%-17.5pp | 220.34%-206.0pp |
| Employer contribution / active EE | $6,250 | $2,725+129.3% | $2,279+174.3% | $4,156+50.4% |
| Participant deferral / active EE | $17,029 | $4,640+267.0% | $4,048+320.7% | $6,407+165.8% |
| Admin fee / account holder | $127,760 | $10,129+1161.4% | $8,703+1368.0% | $12,270+941.2% |