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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,653 | $124,980+95.8% | $108,359+125.8% | $154,746+58.1% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 14.33% | 45.00%-30.7pp | 36.89%-22.6pp | 172.34%-158.0pp |
| Employer contribution / active EE | $6,250 | $2,851+119.3% | $2,399+160.5% | $4,379+42.7% |
| Participant deferral / active EE | $17,029 | $4,743+259.0% | $4,137+311.6% | $6,730+153.0% |
| Admin fee / account holder | $127,760 | $11,502+1010.8% | $9,741+1211.6% | $14,365+789.4% |