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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,007 | $180,749-65.1% | $160,784-60.8% | $137,256-54.1% |
| Participation rate | 95.5% | 80.0%+15.5pp | 77.0%+18.5pp | 80.0%+15.5pp |
| Annual return | 17.15% | 2234.46%-2217.3pp | 1803.92%-1786.8pp | 220.34%-203.2pp |
| Employer contribution / active EE | $1,859 | $4,155-55.3% | $3,733-50.2% | $4,156-55.3% |
| Participant deferral / active EE | $6,941 | $6,844+1.4% | $6,293+10.3% | $6,407+8.3% |
| Admin fee / account holder | $1,717 | $10,397-83.5% | $9,717-82.3% | $12,270-86.0% |