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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $40,601 |
STRATEGIC ADVISORS, INC.2 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $6,430 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,898 | $89,808-40.0% | $100,383-46.3% | $77,671-30.6% |
| Participation rate | 86.0% | 81.2%+4.8pp | 81.5%+4.5pp | 70.6%+15.4pp |
| Annual return | 24.99% | 20.62%+4.4pp | 49.26%-24.3pp | 31.21%-6.2pp |
| Employer contribution / active EE | $278 | $3,039-90.8% | $3,944-92.9% | $2,726-89.8% |
| Participant deferral / active EE | $7,835 | $8,284-5.4% | $8,086-3.1% | $4,648+68.6% |
| Admin fee / account holder | $81 | $174-53.4% | $7,900-99.0% | $430-81.1% |