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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $40,601 |
STRATEGIC ADVISORS, INC.2 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $6,430 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,898 | $90,064-40.2% | $100,415-46.3% | $77,762-30.7% |
| Participation rate | 86.0% | 81.3%+4.7pp | 81.5%+4.5pp | 70.6%+15.4pp |
| Annual return | 24.99% | 20.61%+4.4pp | 49.47%-24.5pp | 31.27%-6.3pp |
| Employer contribution / active EE | $278 | $3,043-90.8% | $3,943-92.9% | $2,728-89.8% |
| Participant deferral / active EE | $7,835 | $8,282-5.4% | $8,091-3.2% | $4,651+68.5% |
| Admin fee / account holder | $81 | $172-52.8% | $7,906-99.0% | $433-81.2% |