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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,837 | $160,070-78.2% | $147,117-76.3% | $145,897-76.1% |
| Participation rate | 63.6% | 84.0%-20.4pp | 82.2%-18.5pp | 80.3%-16.7pp |
| Annual return | 12.89% | 98.69%-85.8pp | 420.54%-407.6pp | 552.29%-539.4pp |
| Employer contribution / active EE | $2,344 | $5,285-55.6% | $4,932-52.5% | $4,663-49.7% |
| Participant deferral / active EE | $4,334 | $8,419-48.5% | $8,065-46.3% | $6,689-35.2% |
| Admin fee / account holder | $78,613 | $15,035+422.9% | $12,993+505.1% | $13,390+487.1% |