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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,838 | $100,970-80.4% | $96,576-79.5% | $137,256-85.5% |
| Participation rate | 60.0% | 82.6%-22.6pp | 81.4%-21.4pp | 80.0%-20.0pp |
| Annual return | 14.18% | 38.16%-24.0pp | 38.47%-24.3pp | 220.34%-206.2pp |
| Employer contribution / active EE | $619 | $3,809-83.8% | $3,553-82.6% | $4,156-85.1% |
| Participant deferral / active EE | $3,408 | $8,286-58.9% | $7,956-57.2% | $6,407-46.8% |
| Admin fee / account holder | $347 | $11,312-96.9% | $11,381-97.0% | $12,270-97.2% |