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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,034 | $88,672+6.0% | $105,223-10.6% | $82,448+14.1% |
| Participation rate | 69.0% | 67.9%+1.1pp | 75.0%-6.0pp | 68.1%+1.0pp |
| Annual return | 16.92% | 30.86%-13.9pp | 180.65%-163.7pp | 41.64%-24.7pp |
| Employer contribution / active EE | $2,345 | $3,048-23.1% | $3,689-36.4% | $2,551-8.1% |
| Participant deferral / active EE | $6,898 | $4,036+70.9% | $5,072+36.0% | $4,139+66.6% |
| Admin fee / account holder | $10,272 | $7,146+43.7% | $8,859+15.9% | $7,234+42.0% |