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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,034 | $105,284-10.7% | $150,734-37.6% | $94,0150% |
| Participation rate | 69.0% | 71.7%-2.7pp | 78.4%-9.4pp | 70.8%-1.8pp |
| Annual return | 16.92% | 15.67%+1.2pp | 600.81%-583.9pp | 17.84%-0.9pp |
| Employer contribution / active EE | $2,345 | $3,599-34.8% | $4,918-52.3% | $2,790-15.9% |
| Participant deferral / active EE | $6,898 | $4,274+61.4% | $5,610+23.0% | $4,249+62.3% |
| Admin fee / account holder | $10,272 | $9,839+4.4% | $14,905-31.1% | $8,951+14.8% |