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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $382,264 | $227,399+68.1% | $189,758+101.4% | $198,609+92.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 15.47% | 61.03%-45.6pp | 52.62%-37.1pp | 202.70%-187.2pp |
| Employer contribution / active EE | $14,217 | $5,526+157.3% | $4,767+198.3% | $5,055+181.2% |
| Participant deferral / active EE | $10,759 | $6,837+57.4% | $5,856+83.7% | $6,977+54.2% |
| Admin fee / account holder | $17,672 | $25,162-29.8% | $20,388-13.3% | $19,030-7.1% |