Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,876 | $81,276-69.4% | $155,574-84.0% | $80,925-69.3% |
| Participation rate | 37.4% | 66.2%-28.9pp | 78.2%-40.8pp | 67.7%-30.3pp |
| Annual return | 10.00% | 33.36%-23.4pp | 64.87%-54.9pp | 35.65%-25.7pp |
| Employer contribution / active EE | $285 | $3,103-90.8% | $4,676-93.9% | $2,756-89.7% |
| Participant deferral / active EE | $1,098 | $3,453-68.2% | $5,629-80.5% | $4,299-74.5% |
| Admin fee / account holder | $8,371 | $7,993+4.7% | $15,914-47.4% | $6,940+20.6% |