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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,696 | $72,071+17.5% | $68,368+23.9% | $137,256-38.3% |
| Participation rate | 93.8% | 76.2%+17.5pp | 73.8%+20.0pp | 80.0%+13.8pp |
| Annual return | 38.04% | 353.14%-315.1pp | 292.57%-254.5pp | 220.34%-182.3pp |
| Employer contribution / active EE | $2,469 | $2,788-11.4% | $2,649-6.8% | $4,156-40.6% |
| Participant deferral / active EE | $8,476 | $4,410+92.2% | $4,123+105.6% | $6,407+32.3% |
| Admin fee / account holder | $2,394 | $5,336-55.1% | $5,150-53.5% | $12,270-80.5% |